Jurisprudence and Law
Ali Asghar Esmailifar; Gholam Hossein Masoud; Mohammad Kazem Emadzadeh
Abstract
Banking legislation is indeed a tool to achieve the goal of legislation in the government in which it leads the money market towards its own targets. The case of government’s intervention in the economy and its amount in the money market has been analyzed and reviewed here and there. However, how ...
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Banking legislation is indeed a tool to achieve the goal of legislation in the government in which it leads the money market towards its own targets. The case of government’s intervention in the economy and its amount in the money market has been analyzed and reviewed here and there. However, how much of this intervention leads to bad loans is a matter to discuss. Bad loans as a fundamental problem have made trouble to the banking system. Since the government itself is a macro debtor to the banking system, this legislation designed by the government is of the intrinsic defect. In this legislation, there is the case of encouraging and punishing aspect to paying the bad debts; nevertheless, the amount of credit should be considered. Therefore, this banking legislation style in making or receiving bad loans has serious defects.
Jurisprudence and Law
Ali Asghar Esmaili Far; GholamHossein Massoud; Mohammad Kazem Emadzadeh
Abstract
The deferment of bank’s claims and the impossibility of collecting or delaying their receipt can be considered as a clear violation of banking Achilles. The range and prolongation of this situation could jeopardize the power of paying banks and, ultimately, their bankruptcy, and the bank’s ...
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The deferment of bank’s claims and the impossibility of collecting or delaying their receipt can be considered as a clear violation of banking Achilles. The range and prolongation of this situation could jeopardize the power of paying banks and, ultimately, their bankruptcy, and the bank’s bankruptcy is a comprehensive crisis in affairs. Financial and economic conditions of the country, systematic corruption, non-compliance with regulations, regulatory failure, lack of specific judicial and executive procedures, and inefficiencies of the judiciary are among the most important causes of this problem in the banks. Solving this problem requires a comprehensive and scientific approach to banking in Iran. The ambiguities and complexities of the ruler’s regulations and jurisprudential attitudes toward issues of inherently legal rights or the provision of legal-jurisprudential solutions for matters that are not in the realm of rights have doubled the problems.
